There are many 0 APR business credit cards in the market that offer interest free periods for as long as 12 months. The 0 APR business credit cards are aimed at small businesses as well as corporate entities. These cards help to segregate professional expenditures from personal expenditures and if picked appropriately, can turn out to be the most cost effective possessions.
Options are many Using 0 APR Business Credit Card
Every business has a specific yet different requirement. Some operate through mobile workforce, which implies gas expenses, whereas others may opt for outsourcing. Keeping these variances in the way businesses function, there are many 0 APR business credit cards offer the usual features such as:
- attractive interest free period
- cash backs
- discounts
- lower interest rates
Additional value is offered through the following cards:
AT&T Universal Business rewards card: This card comes with a 0 APR for the first six months for all purchases. Further, a customer gets 5 ‘Thank You’ reward points for spending on AT&T products. The regular APR is 16.99%. A highlight is the card’s zero annual fees.
Capital One No Hassle MilesSM Ultra: This card offers an interest free period (as of 25th Oct 2009 till 10th September, 2009. The customers can earn 2 miles points for every dollar spent on the card. The card charges an annual fee of $39. It comes with a regular APR of 13.90%.
Citi Platinum Select Mastercard: This card offers an interest free period of 6 months on purchases and balance transfers. The card comes with zero annual fees and the regular APR is as low as 11.99%. Also, Citibank offers its trademark ‘Citi theft protection’ with this card.
Discover More card: This card offers an interest free period of 6 months on purchases as well as balance transfers. It comes with an attractive reward scheme where users can earn up to 5% cash back on:
- travel
- gas
- restaurants
- movies
The regular APR is 11.99% and there is no annual fee.
Those who are looking for 0 APR business credit card should also focus on other areas such as:
- the annual fee
- reward points
- default penalties
The 0 APR business credit card, with its huge annual fee and high interest rate, may prove more harmful than beneficial.
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