BMO Credit Card (Bank of Montreal Credit Cards)

If you live in Canada and want to secure the best credit card possible for your needs, you should definitely look at the different Bank of Montreal credit cards.  In fact, BMO credit card options are exceptional since this particular bank has a long history of excellence and bank officials have worked hard to create a variety of card options to meet the needs of all types of consumers.  To give you an idea of the BMO credit card options you have, we have provided a brief overview below.

The great thing about choosing Bank of Montreal credit cards is that options are available for people needing a person or business card.  In addition, the bank makes the application and approval process simple, which could be done directly online through the bank’s website.  Then, for questions or if you needed guidance in choosing one of the BMO credit card options, this bank has an amazing and highly trained customer service team.

•    BMO Air Miles MasterCard – If you were a business person who travels, this would be a great choice.  This card has a Bronze, Silver, and Gold level, each with different features and benefits.  All of the cards are rewards-based such as the Bronze level card, which pays one reward mile for every $40 spent.  For the Silver level, you would earn one reward mile for every $20 and then for the Gold level card, one reward level mile for every $15 spent using the card.

•    World Elite – Another popular BMO credit card is the World Elite, which offers some of the best features available to include first-class insurance for travel.  This rewards car offers 15,000 bonus points when the card is first secured and then for every $1 spent with the card going forward, one Elite rewards point would be paid.  You would also enjoy medical coverage when traveling overseas, insurance if the trip were delayed or canceled, and even collision insurance when choosing a rental car.

•    Preferred Rate – One of the more popular options for a BMO credit card is this one, which offers a low APR.  This card has interest set at 17.5% and has no annual fee.  Then, the card offers purchase protection and an extended warranty so anything you purchase with the card would be protected.  Additionally, this BMO credit card can be used for cash advances at one million ATMs around the world.

•    SPC Cash Back – Bank of Montreal credit cards are also available for students.  In this case, discounts are available for literally hundreds of retailers and restaurants throughout Canada and for each dollar spent using the card, cash back rewards would apply.  Students love having no annual fee to pay and the 0.5% cash back for money spent.  In fact, if students needed to rent a car through some of the top companies such as Alamo and National, the cash back reward would increase to 1.5%.

•    Affinity – Finally, the Affinity BMO credit card options have tugged at the heartstrings of many people.  This type of card comes with all the same great features and benefits of the traditional Bank of Montreal credit cards but in this case, cardholders can choose an organization to support.  For instance, categories these cards support include Arts and Culture, Animal Welfare, Conservation/Agriculture, Community, Cause and Health, Education, Sports and Recreation, Professional, University and College, and the Canadian Hockey League.  When purchases are made on an Affinity BMO credit card, all kinds of valuable rewards are earned.