The Washington Mutual (WAMU) credit card is backed by Visa, which is a well-respected credit card company. This particular card is offered to existing business bank customers, as well as customers that own a subsidiary that offers the Visa credit card. However, for someone just opening an account with Washington Mutual, this financial institution offers a MasterCard debit card instead or the individual would have the chance to apply for a standard MasterCard credit card if preferred.
It is important for anyone interested in a Washington Mutual (WAMU) credit card to understand the differences between Visa and MasterCard. For years, Washington Mutual only offered account holders a Visa debit card but in the past few years, the financial institution changed to MasterCard. The positive side of the Washington Mutual (WAMU) credit card is that both the bank and the card company have strong reputations throughout the United States. In addition, this particular bank is among the largest of all financial institutions that issue debit cards.
Specific to the Washington Mutual (WAMU) credit card for business customers and backed by Visa, several features can be enjoyed. In fact, some of the features are unique, which is why so many business customers are interested in securing this type of card. For starters, the cardholder would have access to a website where all payment transactions and billing statements can be viewed from the privacy and comfort of the home.
In addition, this Washington Mutual (WAMU) credit card provides the opportunity for a line of credit to be opened in the business name of the customer. Then, this card does not charge an annual fee, something you seldom see with business credit cards. If needed, a business owner could secure a primary credit card and then secure additional cards for employees. Statements provided for this card are extremely detailed, which makes it easier to budget and reconcile accounts. Finally, when using the Washington Mutual (WAMU) credit card, the cardholder would enjoy discounts on merchandise from specific companies for the cardholder’s business.
The biggest advantage of carrying around the Washington Mutual (WAMU) credit card is the way it is designed – for complete ease of use but also effective statement accounts needed to run a successful business. When choosing to secure additional cards for employees, the business owner would need to be very selective as to the employees provided with a card and a spending limit would be established on an employee-by-employee basis. That way, the business owner can easily determine money being charged by any given employee.
One of the most popular options for a Washington Mutual (WAMU) credit card is called the ESPN Total Access Visa. This rewards card still comes from this bank but the difference with this card and the one mentioned above is that applicants would not be required to be a current bank customer. However, for any sports enthusiast, this card is an excellent choice.
Top features include rewards points accumulation that can then be used to purchase ticket and merchandise for sporting events, no annual fee, 0% APR during the card’s introductory period, extra points whenever purchases are made on any ESPN merchandise, and for cardholders attending special sporting events, concierge service.
The last Washington Mutual (WAMU) credit card we wanted to mention is Providian. Most people have heard of the Providian credit card but in recent years, Washington Mutual purchased this company. Therefore, the Providian credit card can now be secured through Washington Mutual. For this, the card offers points that can be turned in to purchase a variety of merchandise, cash rewards when making purchases with the card, and premium points, which lets the cardholder choose the way in which to redeem points.
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