The list of top rated UK business credit cards is long but to make the process of choosing a little easier, we have provided a brief list to show you the possibilities. Today, credit card companies and banks have designed a number of excellent credit cards designed specifically for businesses. The great thing is that these cards are broken down into different categories so there are cards for small businesses, medium sized businesses, and even large corporations.
As with any type of UK credit card, choosing the right business card is an important decision. With the right card, the company could grow but with the wrong card, the business owner could easily get into a financial mess. To get started, we suggest you consider some of the UK business credit cards we have provided below for your convenience.
• Barclay Visa Gold and Platinum Corporate Credit Cards – The concept between the gold and platinum card is much the same although the platinum card typically has a higher credit line, a card used more by larger companies. However, both of these UK business credit cards provide no interest for 38 days, the accounts can be managed online, the cards come with travel insurance, as well as support, and multiple discounts are offered with a variety of respected UK companies.
• MBNA Business Credit Card – For this card, the business owner would enjoy an introductory 12-month period during which time a 0% PA would apply on credit card checks and balance transfers. For purchases using this UK business credit card, a 0% PA is also provided for the first three months as a cardholder. After that time, the regular interest rate would be set at 15.9%. Additionally, this particular card has no annual fee.
• Bank of Scotland All in One – This UK business credit card comes with a 0% interest rate for the first 10 months, followed by a regular rate of 15.9% thereafter. For balance transfers, a 3% minimum fee or £3 would apply. However, this card also serves as a rewards card whereby for every £10 spent, one mile would be rewarded. As the miles accumulate, they would be used for discounted or free travel.
• Virgin Business Credit Card – This particular card is great for individuals with good credit, as well as small business owners. The card has 0% interest for a 14-month introductory period, followed with a rate of 16.6%. With this card, the cardholder would enjoy tremendous savings for gym membership, discounts on wine, and much more. To apply, the individual would need to be a minimum of 25 years old.
• NatWest Platinum Business Credit Card – The introductory period for this UK business credit card is a full 15 months during which time interest is at 0%. After that, the rate would increase to 16.9%. Balance transfers are allowed but there is a 2.9% fee minimum or £5.
• RBS Platinum Credit Card – The last UK business credit card we wanted to mention is this, which provides 1% off the Annual Percentage Rate for Royalties Gold card customers. The 15-month introductory period features 0% interest, which then changes to 16.9%.
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